Preparing Your Business for a Disaster

Imagine that your thriving business is negatively impacted by a natural disaster. Will your company survive? The Federal Emergency Management Agency reports that nearly 40 percent of small businesses will not reopen after a major disaster. As hurricane season approaches, it’s time to safeguard your investment.
 
  • Where would you do business if your building was damaged or destroyed?
  • How would you continue to provide your products and/or services to your customers?
  • How would you access your client and vendor contact data and electronic files?
These are just a few of the questions all business owners must ask of themselves and their employees. A thorough disaster plan can help you outline the critical information and strategies you will utilize in the event of a disaster. 
 
WORKFORCE CENTRAL FLORIDA (WCF) recommends the following solutions when planning your disaster strategy:  
 
Don’t plan for just one type of disaster. Central Florida business owners are well aware of the damage hurricanes can cause, but when crafting your disaster plan, don’t forget other potential disasters like floods, gas leaks, power outages and unforeseen accidents that may damage your building and/or merchandise.
 
Evaluate your insurance status. Consider special riders to protect valuable property and equipment. Discuss your business continuity plan with your insurance agent and inquire about the special precautions you may need to take to safeguard your business.
 
Protect your electronic files and equipment. Back up computer data throughout the day and store a back up tape in a secure, off site location. Use surge protectors and battery backup systems to protect sensitive equipment and to prevent a systems crash in the event of a power outage.
 
Make lists and make copies! Create phone lists that include your key employees and customers’ contact information and provide copies to your managers. Make at least two copies of important documents including lease papers, photographs of property and lists of inventory and store them in separate, secure locations.
 
Stock supplies, materials and equipment. Store emergency supplies on site including a National Oceanic and Atmospheric Administration weather radio, flashlights with extra batteries, a first aid kit, tools, food and water for employees and customers to utilize during a disaster and if you are forced to remain on the premises for an extended period. Consider obtaining a generator, which may be able to sustain your business during a power outage.
 
Educate your employees. Review your disaster plans with your employees and make sure they understand their roles and responsibilities before, during and after the disaster. Everyone in your facility should know how to prepare for a disaster, what to do if one occurs and how to reach their immediate supervisor. Designate one employee from each shift to serve as a safety coordinator. He/she should facilitate all decisions related to employee and customer safety during an emergency.
 
Communicate with your staff and customers. In the event of a disaster, send e-mail announcements and record phone messages (when possible) about the status of your business. Provide this emergency “hotline” number to your team and customers and arrange for programmable call forwarding for your main business line(s) so you can continue to do business from a remote location.
 
Take advantage of free and online planning resources. The American Red Cross produces the Emergency Management Guide for Business and Industry, which you can obtainfrom your local chapter and the Institute for Business and Home Safety and the Small Business Administration have developed the Open for Business disaster planning booklet, which is available at www.ibhs.org. The state of Florida also offers an online disaster planning workbook at www.floridadisaster.org/business.